The fine print

Terms of Service


Effective date: October 23, 2026

By using freshstartconsulting.io or engaging any of our services, you agree to these terms. Please read them carefully. If you have questions, contact us before going further.

Services offered

Fresh Start Consulting provides the following to entrepreneurs and small business owners, primarily in the trades:

  • Business consulting and strategic planning
  • Digital services, including website setup, branding, social presence, and online content
  • AI implementation guidance, setup, training, and automation consulting
  • Life insurance, offered by Evan Lightner to Colorado residents under his Colorado license
  • Referrals to partners for LLC, corporation, and trust formation, and for trademark and copyright registration
  • Referrals to business banking partners
  • Referrals to licensed legal service providers
  • Referrals to licensed insurance professionals for business and health coverage
  • Educational courses on business operations and AI literacy (when available)

Third-party referrals

Some services promoted or discussed on this site are provided by third-party partners. Fresh Start Consulting acts as a referral source only and is not responsible for the actions, outcomes, pricing, or quality of services delivered by partner providers. Please review any third-party terms before engaging their services.

Insurance disclaimer

Evan Lightner is a licensed life insurance agent in the State of Colorado only. Any life insurance products discussed on this site are available through that license to Colorado residents. All other insurance products and services are referred to licensed insurance professionals in the appropriate states. Nothing on this site is a solicitation to purchase securities or any investment product.

Not financial, investment, or legal advice

Fresh Start Consulting and Evan Lightner are not licensed financial planners, investment advisors, or attorneys. Nothing on this website is financial planning, investment, or legal advice. All content on this site is for educational and informational purposes only. Consult a licensed professional before making any financial, legal, or business decision.

AI and automation tools

Any AI implementation guidance, automation tools, or technology recommendations from Fresh Start Consulting are provided as-is. We do not guarantee specific business outcomes, revenue results, or performance improvements from AI or automation. Results vary based on your business, your execution, and factors outside our control.

Intellectual property

All content on this website, including text, graphics, logos, course materials, and designs, is the property of Fresh Start Consulting unless otherwise noted. You may not reproduce, distribute, or create derivative works from any content on this site without prior written permission.

Limitation of liability

To the maximum extent permitted by law, Fresh Start Consulting and its principals are not liable for any indirect, incidental, or consequential damages arising from your use of this site or any services referenced on it. Our total liability for any claim will not exceed the amount you paid us for the specific service in question.

Governing law

These terms are governed by the laws of the State of Colorado, without regard to its conflict-of-law provisions. Any disputes under these terms will be resolved in the appropriate courts of Colorado.

Changes to these terms

We may update these terms from time to time. When we do, we'll update the effective date at the top of this page. Continued use of the site after an update means you accept the revised terms.

Contact us

Questions about these terms? Email support@freshstartconsulting.io.

See also: Privacy Policy · Disclosures