The fine print
Disclosures
Straight talk applies to the fine print too. Here's exactly how Fresh Start Consulting works.
Last updated: October 23, 2026
Insurance licensing
Evan Lightner is a licensed life insurance agent in the State of Colorado only. Life insurance products discussed on this site are available through that license to Colorado residents.
All other insurance products, including business liability, errors & omissions, commercial, and health coverage, are referred to independent licensed insurance professionals in the appropriate states.
Nothing on this site is a solicitation to buy securities or any investment product.
Partner referrals
Business formation, business banking, legal services, and non-life insurance are provided by independent third-party partners. Fresh Start Consulting acts as a referral source only. Partners contract with you directly, and Fresh Start Consulting is not responsible for their actions, outcomes, pricing, or quality of service. Please review each partner's own terms before engaging them.
Fresh Start Consulting may receive a referral fee from some partners. It never increases your price, and you're always free to use any provider you choose.
Not legal, tax, financial, or investment advice
Fresh Start Consulting and Evan Lightner are not licensed financial planners, investment advisors, or attorneys. Everything on this website, including blog articles, is for educational and informational purposes only. Talk to a licensed professional before making any financial, legal, tax, or business decision.
AI and automation
AI and automation guidance and tools are provided as-is. We don't guarantee specific business outcomes, revenue, or performance improvements. Results depend on your business, your execution, and factors outside our control. Tools named in our content are examples, not endorsements or paid partnerships unless we say so.
Questions
Email support@freshstartconsulting.io.
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